Important Disclaimers and Legal Information

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

Nothing on this website constitutes professional financial advice, and you should not rely solely on this information for making financial decisions. Always consult with qualified financial professionals before making significant financial commitments or changes to your financial situation.

Our liability is limited in accordance with Australian consumer protection laws. We disclaim liability for the following circumstances:

• Any financial losses resulting from decisions made based on information provided through our consultation services
• Indirect, consequential, or punitive damages arising from the use of our services
• Any technical issues, website downtime, or interruption of services
• Third-party actions or market conditions beyond our reasonable control

While we make every effort to ensure the accuracy of information provided during consultations and on our website, financial markets and regulations change rapidly. Information may become outdated or inaccurate without notice.

We provide our services "as is" without warranty of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Our financial planning consultations are designed to provide analytical reviews and discussion of financial concepts. Please note the following important points:

This website may contain links to external websites for your convenience and information. We do not control the content of these external sites and are not responsible for their availability, accuracy, or content.

The inclusion of any external link does not constitute an endorsement of the linked website or its content by dravenoraliq Financial Planning.

All content on this website, including text, graphics, logos, and software, is the property of dravenoraliq Financial Planning and is protected by Australian and international copyright laws. Unauthorized reproduction or distribution is prohibited.

© 2025 dravenoraliq Financial Planning Services. All rights reserved.

These disclaimers and all matters relating to your use of our services are governed by Australian law, specifically:

• Australian Consumer Law provides certain guarantees that cannot be excluded
• Disputes will be resolved according to Australian legal processes and jurisdiction
• Privacy matters are governed by the Australian Privacy Act 1988

By using our services, you agree to indemnify and hold harmless dravenoraliq Financial Planning, its employees, and representatives from any claims, damages, or expenses arising from your use of our services or breach of these terms.

If any provision of these disclaimers is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

We reserve the right to modify these disclaimers at any time. Changes will be posted on this page with an updated revision date.

Continued use of our services following any changes constitutes acceptance of the modified disclaimers.

If you have questions about these disclaimers or need clarification about our services, please contact us using the information provided below.

By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and legal terms.