Terms and Conditions

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

These terms constitute a legally binding agreement between you and dravenoraliq Financial Planning.

dravenoraliq Financial Planning provides subscription-based financial planning consultation services, including personalized consultations, analytical reviews, and ongoing support to help clients understand market dynamics and optimize their financial resources.

As a user of our services, you agree to:

• Provide accurate and complete information during consultations and in your communications with us
• Maintain the confidentiality of any login credentials or account information
• Use our services only for lawful purposes and in accordance with these terms
• Notify us promptly of any changes to your contact information or circumstances
• Take responsibility for all financial decisions made based on our consultations

You may not use our services or website to:

• Engage in any unlawful or fraudulent activity
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems or other users' accounts
• Reproduce, distribute, or create derivative works from our proprietary content
• Use automated systems to access or interact with our website without permission

All content on this website, including text, graphics, logos, and software, is the property of dravenoraliq Financial Planning and is protected by Australian and international copyright laws. Unauthorized reproduction or distribution is prohibited.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Our subscription service is billed monthly in advance. Payment terms include:

• Monthly subscription fee of $250 AUD plus applicable taxes
• Payment is due in advance on your monthly billing date
• Subscriptions may be cancelled with 30 days written notice

Please note these important disclaimers regarding our services and this website.

In no event shall our total liability exceed the amount paid by you for services in the twelve months preceding the claim.

Our maximum liability for any claim is limited to $3,000 AUD or the amount of fees paid in the previous 12 months, whichever is lower.

You agree to indemnify us against claims arising from your use of our services or breach of these terms, except where prohibited by law.

We prefer to resolve disputes amicably. If formal resolution is necessary:

Either party may terminate the service relationship with 30 days written notice. We may terminate immediately for breach of these terms.

Upon termination, your access to services will cease, but these terms will survive regarding past use and obligations.

These terms are governed by Australian law, and any disputes will be subject to the jurisdiction of Australian courts.

We may modify these terms periodically. Updated terms will be posted on our website with a new effective date.

Continued use of our services after changes constitutes acceptance of the modified terms.

If any provision is found unenforceable, the remaining terms will continue in full effect.

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and dravenoraliq Financial Planning.

For questions about these terms, contact us at contact@dravenoraliq.com or call +61 911 251 549.